Loss of Competitive Advantage (LOCA)

Loss of Competitive Advantage (LOCA)

Loss of Competitive Advantage (LOCA) Sustained an injury?  Work performance affected?  Lost future career opportunities as a result?  If so, you deserve some good news.  You may be entitled to claim damages for your loss of competitive advantage (LOC...

Read More

Minor Injury Guideline (MIG)

Minor Injury Guideline (MIG)

The Minor Injury Guideline (MIG) Injured in a vehicle accident?  You are not alone!  Every year in Canada, about 2,000 people lose their lives in traffic-related accidents, and about 165,000 people sustain injuries on the road.[1]  Fortunately, the S...

Read More

Non-Earner Benefits (NEB)

Non-Earner Benefits (NEB)

Non-Earner Benefits (NEB) Please refer to our article on the “Income Replacement Benefit” for background information on the Statutory Accident Benefits Schedule. If you do not qualify for the Income Replacement Benefit you may qualify for the non-ear...

Read More

Income Replacement Benefits (IRB)

Income Replacement Benefits (IRB)

Income Replacement Benefit (IRB) What is the income replacement benefit? In Ontario, every motor vehicle liability policy is deemed to provide for the statutory accident benefits set out in the Statutory Accident Benefits Schedule (SABS) pursuant to ...

Read More